In honor of Francesca & Justin's big 5 Year Anniversary, we're offering up some wedded bliss tips for newlyweds. Being married isn't all roses and butterflies, it's a work in progress! You'll love and laugh but you'll also have some serious conversations and tough times. Let us show you our 3 best tips for the best happily ever after!
Tip 1: Earn Separately, Pay Jointly
Merging finances together can be confusing and daunting and financial stress is the number one cause of divorce in the US. So here's a tip- open three checking accounts and one savings account. One checking account is in your name only and another in just your partner's name. The third checking account and single savings account are jointly held. Have your paycheck deposited into your checking account and your partner's paycheck deposited into his/her checking account. Split household bills equally and transfer each share of the expenses into the joint checking account and pay from this account. Use the joint savings for big household expenses, yearly vacations, or other financial goal by transferring a set percentage from each paycheck into the account. Managing money this ways ensures that household responsibilities are taken care of while leaving you and your spouse with your own checking account to spend as each of you sees fit. This will help maintain your differences in money management will still maintaining your joint lifestyle.
Tip 2: Give The Ultimate I Love You Gift- Security
Do you remember this line? “To have and to hold from this day forward, for better or for worse, for richer, for poorer, in sickness and in health, to love and to cherish; from this day forward until death do us part.” But we know your love won’t stop there. One of the greatest and selfless gifts you can give each other is the peace and security that a Life Insurance policy can provide. Policies are cheaper than you think and it is a conversation newlyweds should have. Consider it now while you’re young and healthy so you don’t have to worry in the future. It really is the ultimate “I Love You” gift. To learn more about your options, call Justin at 843.870.9568 or e-mail firstname.lastname@example.org .
Tip 3: Laugh Often, Embrace Individuality
Leading up to your wedding, everyone talked about becoming one as you continue your life together. But in reality, you are two individuals who are living and loving together. Remember to embrace your partner's differences and respect their need to have personal space every once in awhile. Laugh as often as you can and think of your life as an individual journey that is made all the more better by having your partner along for the ride!